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CEGA Initiative - Financial Inclusion Lab

Financial Inclusion Lab


The Financial Inclusion Lab (FIL), funded by a gift from Visa, was established in 2015 as a clearinghouse for research on the returns to investments in financial inclusion. Evidence generated through FIL guides Visa and its partners towards increasing the adoption and sustained use of electronic payments and complementary interventions in emerging markets. Currently, FIL is exploring the impacts of e-payment infrastructure on small business development in Mexico, and the effectiveness of linked lines of credit on cash transfer beneficiaries in the Dominican Republic. In Fall 2016, FIL awarded four small pilot grants to support early-stage, exploratory research on financial inclusion in emerging markets. Two large-scale evaluations in Mexico and the Dominican Republic are still ongoing.

  • VISA

FIL Research

Financial Inclusion

Digital Sales and Inventory Data to Assess Creditworthiness

Sean Higgins | Dominican Republic
Financial InclusionWork & Education

Behavioral Biases and Fintech Adoption among Merchants in Mexico

Sean Higgins | Mexico
Financial Inclusion

Digitized Government Transfers & Credit for Cash Transfer Beneficiaries

Paul Gertler | Dominican Republic
Financial Inclusion

Government to Beneficiary Payments in Nepal: A Pilot Study

Michael Callen | Nepal
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FIL Resources

Financial Inclusion

Money or power? Financial infrastructure and optimal policy

Working Paper   |   Financial Inclusion
Financial Inclusion

Marginal Rates of Substitution, Technology Adoption, and Welfare: Evidence from a Savings Experiment in Kenya

Reports & Policy Briefs   |   Financial Inclusion
Financial Inclusion

Government to Beneficiary Payments in Nepal: A Pilot Experiment

Reports & Policy Briefs   |   Financial Inclusion
Financial Inclusion

Incentivizing Small Merchants in Emerging Markets to Adopt Digital Payment Technologies

Reports & Policy Briefs   |   Financial Inclusion
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