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Government to Beneficiary Payments in Nepal: A Pilot Study

Financial Inclusion Nepal

After the 2015 earthquake in Nepal, the National Reconstruction Authority (NRA) set out to develop an efficient and cost-effective payment system for home reconstruction. With a pilot grant from the Financial Inclusion Lab (FIL), Callen studied how households in the village of Laprak, as well as stakeholders in the banking sector, viewed the possibility of deploying a mobile grant payment system. Drawing insights from nearly 500 household surveys, focus group discussions, and secondary data provided by the NRA, this study found that households valued mobile technology significantly. While the majority said they preferred the digitized system, many also conveyed risk aversion, a poor understanding of mobile payments, and other reasons for favoring conventional payments. This project helped to build government capacity in data collection and management, and contributed to a more robust environment for the implementation, regulation, and to frame policy discussions around direct-to-beneficiary mobile payments in Nepal.

  • National Reconstruction Authority (NRA)

2016 — ongoing

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