Since 2011, the World Bank’s Global Findex Database has been the definitive source of data on global access to financial services from payments to savings and borrowing. The Findex data and its insights have driven numerous applications in both research and policy fronts across the world. Opportunities for analyses and explorations abound with the release of the newest Findex report and 2021 country-level data. The 2021 Findex dataset, based on nationally representative surveys in 123 economies during the COVID-19 pandemic, contains updated indicators on access to and use of formal and informal financial services and digital payments, and offers insights into the behaviors that enable financial resilience.
This webinar from Innovations for Poverty Action (IPA), the World Bank, and the Digital Credit Observatory (DCO) brought together leaders on financial inclusion to formally launch the 2021 Findex micro-dataset, motivate the use of the dataset through practical applications and research, and generally update on the latest thinking on the topic.
Data breaches and data misuse have permeated the news over the past few years, raising the importance of terms like data privacy, data protection, and cybersecurity. Despite this, there is little consensus on what exactly privacy means, and how to best protect consumer’s data. In an era...
Digital credit often uses machine learning and “alternative” big data sources, such as mobile phone usage, to generate credit scores and distribute loans to consumers in an instant, automated, and remote fashion. Are these products distributing loans to low-income and financially underserved...
On September 8th, CEGA’s Digital Credit Observatory (DCO) hosted Welfare Impacts of Digital Credit: Results from a Randomized Evaluation in Nigeria as part of the DCO Webinar Series. Researchers Joshua Blumenstock (UC Berkeley; DCO Scientific Director), Daniel Björkegren (Brown), and Suraj Nair...
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